:root {
  --navy: #142c52;
  --navy-2: #1d3a68;
  --teal: #1f9e98;
  --teal-dark: #17807b;
  --teal-soft: #e7f5f4;
  --ink: #1b2533;
  --muted: #5b6677;
  --line: #e3e8ee;
  --bg: #ffffff;
  --bg-soft: #f5f8fa;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(20, 44, 82, 0.08);
  --max: 1120px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Manrope", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--teal-dark); }
h1, h2, h3 { color: var(--navy); line-height: 1.2; margin: 0 0 0.5em; letter-spacing: -0.01em; }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.3rem); font-weight: 800; }
h3 { font-size: 1.15rem; font-weight: 700; }
p { margin: 0 0 1em; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.section { padding: 80px 0; }
.section.soft { background: var(--bg-soft); }
.eyebrow {
  display: inline-block; font-size: 0.8rem; font-weight: 700; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--teal-dark); margin-bottom: 10px;
}
.lead { font-size: 1.15rem; color: var(--muted); max-width: 640px; }
.center { text-align: center; }
.center .lead { margin-left: auto; margin-right: auto; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px 24px; border-radius: 999px; font-weight: 700; font-size: 1rem;
  text-decoration: none; border: 2px solid transparent; cursor: pointer;
  transition: background 0.15s, color 0.15s, border-color 0.15s, transform 0.15s;
  font-family: inherit;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--teal); color: #fff; }
.btn-primary:hover { background: var(--teal-dark); }
.btn-outline { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn-outline:hover { background: var(--navy); color: #fff; }

/* Header */
.header {
  position: sticky; top: 0; z-index: 50; background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(8px); border-bottom: 1px solid var(--line);
}
.header .wrap { display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 16px; }
.logo img { height: 46px; width: auto; }
.nav { display: flex; align-items: center; gap: 26px; }
.nav a { color: var(--ink); text-decoration: none; font-weight: 600; font-size: 0.95rem; }
.nav a:hover { color: var(--teal-dark); }
.header-cta { display: flex; align-items: center; gap: 12px; }
.phone-link { font-weight: 700; color: var(--navy); text-decoration: none; white-space: nowrap; }
.header .btn { padding: 10px 18px; font-size: 0.95rem; }

/* Hero */
.hero { padding: 72px 0 80px; background: linear-gradient(180deg, var(--teal-soft) 0%, #fff 100%); }
.hero .wrap { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: center; }
.hero h1 span { color: var(--teal); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 28px 0 24px; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; list-style: none; padding: 0; margin: 0; }
.chips li {
  background: #fff; border: 1px solid var(--line); border-radius: 999px;
  padding: 7px 14px; font-size: 0.9rem; font-weight: 600; color: var(--navy);
}
.chips li::before { content: "✓ "; color: var(--teal); font-weight: 800; }
.hero-card {
  background: #fff; border-radius: 20px; box-shadow: var(--shadow); padding: 32px;
  border: 1px solid var(--line);
}
.hero-card h3 { margin-bottom: 16px; }
.freq { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 20px; }
.freq div {
  border: 1px solid var(--line); border-radius: 10px; padding: 12px; text-align: center;
  font-weight: 700; color: var(--navy); background: var(--bg-soft); font-size: 0.95rem;
}
.hero-card p { color: var(--muted); font-size: 0.95rem; margin: 0; }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 40px; }
.step { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.step-num {
  width: 40px; height: 40px; border-radius: 50%; background: var(--navy); color: #fff;
  display: grid; place-items: center; font-weight: 800; margin-bottom: 16px;
}
.step p { color: var(--muted); margin: 0; }

/* Services */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 40px; }
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px;
  transition: box-shadow 0.15s, transform 0.15s;
}
.card:hover { box-shadow: var(--shadow); transform: translateY(-2px); }
.card .icon { font-size: 1.8rem; margin-bottom: 10px; }
.card p { color: var(--muted); margin: 0; font-size: 0.97rem; }
.note {
  margin-top: 28px; padding: 18px 22px; border-radius: var(--radius);
  background: var(--teal-soft); color: var(--navy); font-weight: 600;
}

/* Benefits */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; }
.ticks { list-style: none; padding: 0; margin: 0; display: grid; gap: 16px; }
.ticks li { display: grid; grid-template-columns: 28px 1fr; gap: 12px; }
.ticks li::before {
  content: "✓"; width: 28px; height: 28px; border-radius: 50%; background: var(--teal);
  color: #fff; display: grid; place-items: center; font-weight: 800; font-size: 0.85rem;
}
.ticks strong { color: var(--navy); display: block; }
.ticks span { color: var(--muted); font-size: 0.97rem; }

/* About */
.about-box {
  background: var(--navy); color: #dbe4f0; border-radius: 20px; padding: 40px;
}
.about-box h2, .about-box h3 { color: #fff; }
.about-box .eyebrow { color: #7fd6d1; }
.about-box p { color: #dbe4f0; }
.facts { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-top: 26px; }
.facts div { background: var(--navy-2); border-radius: 12px; padding: 18px; }
.facts strong { display: block; color: #fff; font-size: 1.4rem; }
.facts span { font-size: 0.9rem; }

/* FAQ */
.faq { max-width: 780px; margin: 40px auto 0; }
.faq details {
  border: 1px solid var(--line); border-radius: 12px; padding: 18px 22px; margin-bottom: 12px; background: #fff;
}
.faq summary {
  cursor: pointer; font-weight: 700; color: var(--navy); list-style: none;
  display: flex; justify-content: space-between; gap: 16px;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--teal); font-size: 1.3rem; line-height: 1; }
.faq details[open] summary::after { content: "–"; }
.faq details p { margin: 12px 0 0; color: var(--muted); }

/* Quote form */
.quote-wrap { display: grid; grid-template-columns: 0.8fr 1.2fr; gap: 48px; align-items: start; }
.form {
  background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 32px; box-shadow: var(--shadow);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { margin-bottom: 16px; }
.field label { display: block; font-weight: 700; font-size: 0.9rem; color: var(--navy); margin-bottom: 6px; }
.field .hint { font-weight: 500; color: var(--muted); }
.field input, .field select, .field textarea {
  width: 100%; padding: 12px 14px; border: 1px solid #cfd8e3; border-radius: 10px;
  font: inherit; font-size: 1rem; color: var(--ink); background: #fff;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: 2px solid var(--teal); outline-offset: 1px; border-color: var(--teal);
}
.field textarea { min-height: 110px; resize: vertical; }
.form .btn { width: 100%; margin-top: 6px; }
.form-small { font-size: 0.85rem; color: var(--muted); margin: 14px 0 0; text-align: center; }
.hidden { display: none; }
.contact-list { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 14px; }
.contact-list a { color: var(--navy); font-weight: 700; text-decoration: none; }

/* Footer */
.footer { background: #0e1f3b; color: #aebbd0; padding: 48px 0 32px; font-size: 0.95rem; }
.footer .wrap { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 24px; }
.footer a { color: #fff; text-decoration: none; }
.footer strong { color: #fff; }
.footer .copy { width: 100%; border-top: 1px solid #23365a; padding-top: 20px; margin-top: 8px; font-size: 0.85rem; }

/* Simple pages */
.page { padding: 64px 0 80px; }
.page .wrap { max-width: 780px; }
.page h2 { font-size: 1.3rem; margin-top: 32px; }
.page p, .page li { color: var(--muted); }

/* Mobile call bar */
.mobile-bar { display: none; }

@media (max-width: 900px) {
  .nav { display: none; }
  .hero .wrap, .split, .quote-wrap { grid-template-columns: 1fr; gap: 32px; }
  .steps, .grid-3 { grid-template-columns: 1fr 1fr; }
  .facts { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  body { font-size: 16px; padding-bottom: 68px; }
  .wrap { padding: 0 16px; }
  .section { padding: 56px 0; }
  .hero { padding: 44px 0 56px; }
  .steps, .grid-3, .form-row { grid-template-columns: 1fr; }
  .header .wrap { height: 64px; }
  .logo img { height: 38px; }
  .header-cta .phone-link { display: none; }
  .hero-card, .form, .about-box { padding: 24px; }
  .hero-actions .btn { flex: 1 1 100%; }
  .mobile-bar {
    display: grid; grid-template-columns: 1fr 1fr; gap: 10px; position: fixed; left: 0; right: 0; bottom: 0;
    padding: 10px 16px; background: #fff; border-top: 1px solid var(--line); z-index: 60;
  }
  .mobile-bar .btn { padding: 12px; font-size: 0.95rem; }
}
